*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#07111f;color:#dbeafe}
.topbar{background:#0b1220;border-bottom:1px solid #1e3a5f;padding:18px 30px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap}
.logo-line{display:flex;gap:14px;align-items:center}.logo{width:52px;height:52px;border-radius:12px;background:linear-gradient(135deg,#0ea5e9,#16a34a);display:flex;align-items:center;justify-content:center;font-weight:900;color:white;font-size:22px}
h1,h2,h3{color:white} .topbar h1{margin:0}.topbar p{margin:4px 0;color:#94a3b8}
nav a,.login-btn{color:#dbeafe;text-decoration:none;margin-left:12px}.login-btn,.primary,button{background:#16a34a;color:white!important;border:none;border-radius:8px;padding:12px 18px;text-decoration:none;display:inline-block;cursor:pointer}
.container{max-width:1200px;margin:25px auto;padding:0 22px}.hero{max-width:1200px;margin:35px auto;padding:25px;display:grid;grid-template-columns:1.5fr 1fr;gap:25px;align-items:center}
.hero h2{font-size:42px}.hero p{line-height:1.6;color:#bfdbfe;font-size:17px}.badge{background:#13263d;color:#86efac;padding:9px 13px;border-radius:999px;display:inline-block}
.card,.panel,.stat,.welcome,.photo-card,.statement-box{background:#0f1b2d;border:1px solid #1e3a5f;border-radius:16px;padding:22px;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:20px 0}.stat p{color:#94a3b8}.stat h3{font-size:26px;margin:8px 0}
.grid{display:grid;grid-template-columns:2fr 1fr;gap:20px;margin:20px 0}.grid.two{grid-template-columns:repeat(2,1fr)}.grid.three{grid-template-columns:repeat(3,1fr)}
.ticker{display:flex;gap:22px;overflow:auto;background:#020617;border:1px solid #1e3a5f;border-radius:12px;padding:13px;margin-bottom:20px;white-space:nowrap}
.up{color:#22c55e;font-weight:bold}.down{color:#f87171;font-weight:bold}.muted{color:#94a3b8}.large{min-height:360px}
table{width:100%;border-collapse:collapse;margin-top:10px}th,td{border-bottom:1px solid #1e3a5f;padding:13px;text-align:left}th{color:#93c5fd;background:#0b1220}
.photo{height:170px;border-radius:14px;background:linear-gradient(135deg,#164e63,#052e16);display:flex;align-items:center;justify-content:center;color:#dbeafe;font-size:48px;font-weight:900;margin-bottom:12px}
.statement-link{color:#86efac;font-weight:bold;text-decoration:none}.badge-small{display:inline-block;background:#052e16;color:#86efac;padding:6px 10px;border-radius:999px;font-size:13px}
.login-page{min-height:100vh;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#020617,#0f3d5e)}.login-card{width:100%;max-width:480px;background:#0f1b2d;border:1px solid #1e3a5f;border-radius:16px;padding:30px}
.secure-banner{background:#172554;border:1px solid #60a5fa;color:#bfdbfe;padding:12px;border-radius:10px;margin:16px 0;font-weight:bold}.secure-banner.verified{background:#052e16;border-color:#22c55e;color:#86efac}
label{display:block;margin-top:14px;color:#bfdbfe}input,textarea,select{width:100%;padding:12px;border-radius:8px;border:1px solid #334155;background:#020617;color:white;margin-top:5px}
.demo{margin-top:18px;padding:12px;border:1px dashed #334155;border-radius:10px;color:#bfdbfe}#error,#accessError{color:#f87171}
.print-statement{background:#f8fafc;color:#111827;border-radius:16px;padding:28px}.print-statement h2,.print-statement h3{color:#111827}.print-statement table th{background:#e5e7eb;color:#111827}.print-statement table td,.print-statement table th{border-bottom:1px solid #d1d5db;color:#111827}
footer{text-align:center;color:#94a3b8;padding:30px}@media(max-width:900px){.hero,.grid,.grid.two,.grid.three,.stats{grid-template-columns:1fr}.hero h2{font-size:32px}nav a{display:inline-block;margin:8px 8px 0 0}.topbar{padding:18px}}
.credential-preview{background:#020617;border:1px solid #334155;border-radius:12px;padding:14px;margin:16px 0;color:#dbeafe}
.credential-preview h3{margin-top:0;font-size:16px}
.check-row{display:flex;gap:8px;align-items:center;font-size:14px;margin-top:10px}
.check-row input{width:auto;margin:0}

.retirement-hero{align-items:stretch}
.realistic-photo-card{background:#0f1b2d;border:1px solid #1e3a5f;border-radius:16px;padding:14px;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.retirement-photo{
  min-height:360px;
  border-radius:14px;
  background:
    linear-gradient(rgba(7,17,31,.2),rgba(7,17,31,.75)),
    url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=1200&q=80');
  background-size:cover;
  background-position:center;
  display:flex;
  align-items:flex-end;
  overflow:hidden;
}
.photo-overlay{padding:24px;background:linear-gradient(transparent,rgba(2,6,23,.85));width:100%}
.photo-overlay h3{font-size:28px;margin:0 0 8px}
.photo-overlay p{margin:0;color:#bfdbfe}

/* Public homepage styled like a polished insurance/financial services landing page */
.public-page{background:#ffffff;color:#19324a}
.public-header{background:#ffffff;border-bottom:1px solid #d8e0e8;padding:18px 34px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.public-brand{display:flex;align-items:center;gap:14px}.public-brand h1{color:#0c355c;margin:0;font-size:28px}.public-brand p{margin:3px 0 0;color:#55708c}
.public-contact{display:flex;align-items:center;gap:18px;flex-wrap:wrap;color:#0c355c;font-weight:700}.public-contact small{display:block;color:#667085;font-weight:400}
.quote-btn{background:#0077b6;color:#fff!important;text-decoration:none;border-radius:4px;padding:12px 20px;font-weight:700;display:inline-block}.quote-btn.large{font-size:17px;padding:14px 24px}
.omaha-style-hero{display:grid;grid-template-columns:1fr 1fr;min-height:520px;background:#eff7fb}
.hero-left{padding:70px 54px;display:flex;flex-direction:column;justify-content:center}.hero-left h2{color:#0c355c;font-size:48px;line-height:1.05;margin:12px 0}.hero-sub{font-size:21px;line-height:1.5;color:#253b53}.hero-note{font-size:16px;line-height:1.5;color:#52677d}
.eyebrow{color:#0077b6;text-transform:uppercase;letter-spacing:.08em;font-weight:800;font-size:14px}
.family-photo{background:linear-gradient(rgba(12,53,92,.05),rgba(12,53,92,.25)),url('https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=1400&q=80');background-size:cover;background-position:center;position:relative;min-height:420px}
.photo-caption{position:absolute;left:35px;right:35px;bottom:35px;background:rgba(255,255,255,.92);padding:22px;border-radius:6px;box-shadow:0 8px 25px rgba(0,0,0,.18)}.photo-caption h3{color:#0c355c;margin:0 0 8px;font-size:28px}.photo-caption p{margin:0;color:#52677d}
.steps-section,.benefits-section,.faq-preview{max-width:1140px;margin:0 auto;padding:54px 24px}.steps-section h2,.benefits-section h2,.faq-preview h2{color:#0c355c;font-size:34px;margin-top:0}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.step-card{background:#fff;border:1px solid #d8e0e8;border-radius:8px;padding:26px;box-shadow:0 6px 20px rgba(12,53,92,.08)}.step-card h3{color:#0c355c}.step-card p{color:#52677d;line-height:1.55}
.step-num{width:44px;height:44px;border-radius:50%;background:#0077b6;color:white;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:20px}
.benefits-section{display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:start}.check-list{list-style:none;padding:0;margin:0}.check-list li{padding:13px 0 13px 36px;border-bottom:1px solid #e5edf5;position:relative;color:#253b53;font-size:17px}.check-list li:before{content:'✓';position:absolute;left:0;top:11px;background:#1a8f4b;color:white;border-radius:50%;width:24px;height:24px;display:flex;align-items:center;justify-content:center;font-weight:900}
.support-box{background:#f1f8fc;border-left:5px solid #0077b6;border-radius:8px;padding:28px}.support-box h3{color:#0c355c;font-size:26px;margin-top:0}.support-box p{color:#52677d;line-height:1.55}.secondary-btn{display:inline-block;margin-top:10px;color:#0077b6;font-weight:800;text-decoration:none}
.faq-preview details{border-top:1px solid #d8e0e8;padding:18px 0;color:#253b53}.faq-preview summary{font-weight:800;color:#0c355c;cursor:pointer}.faq-preview p{color:#52677d;line-height:1.55}
.public-footer{background:#0c355c;color:#dbeafe;text-align:center;padding:30px 20px}.public-footer p{margin:6px 0}
@media(max-width:900px){.omaha-style-hero,.benefits-section,.steps-grid{grid-template-columns:1fr}.hero-left{padding:42px 24px}.hero-left h2{font-size:36px}.public-contact{align-items:flex-start}.family-photo{min-height:320px}}